US Taxes 2025/2026 — made simpler
These calculators estimate federal outcomes (quarterly payments, refund vs owed, deduction choice, capital gains, credits). They’re designed for quick planning and education—always confirm your final return with your tax software or a professional.
What’s included
- Quarterly estimated payments: plan self‑employment federal payments with SE tax + safe‑harbor targets.
- Refund estimator: income + withholding → refund / amount owed.
- Deductions: standard vs itemized decision helper.
- Capital gains: ST/LT netting + tax‑loss harvesting.
- Child Tax Credit: simplified phaseout + refundable cap estimator.
- 401(k)/IRA: estimate marginal federal savings from extra contributions.
- Backdoor Roth IRA: estimate the taxable conversion portion via the pro‑rata rule (Form 8606 style) and the federal tax impact.