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Income Tax
New York
US • Taxes • New York • Updated for 2026

New York Income Tax Calculator 2026

Estimate New York State income tax for the 2026 filing season (tax year 2025). Includes progressive brackets, standard deduction (or itemized input), and the $1,000 per dependent exemption (simplified).

Inputs

Enter your income details to estimate state income tax for New York.

Uses the state’s standard deduction (when configured).
Estimated AGI$85,000

This tool uses a simplified AGI model. For California, real AGI can differ due to Schedule CA adjustments.

Results

Estimated state income tax for New York.

Estimated State Income Tax: $4,070

Effective rate: 4.79%

AGI$85,000
Deduction used$8,000
Taxable income$77,000

New York breakdown (2025 schedules)

Base tax (NY rate schedule)$4,070
Total state tax$4,070

- New York estimate uses the 2025 NYS tax rate schedule, standard deduction, and the $1,000 per dependent exemption (typically filed in the 2026 season).

- Official NYS instructions use tax tables for some lower incomes and a separate 'tax computation' method when NY AGI is over $107,650; this calculator uses the rate schedule for a simplified estimate and may differ slightly.

Calculator inputs stay on your device (local processing).

Find your city

City pages are optimized for local searches. For most states (including California), income tax is statewide and does not change by city.

New York CityIncome tax calculator →YonkersIncome tax calculator →AlbanyIncome tax calculator →BuffaloIncome tax calculator →RochesterIncome tax calculator →

Disclaimer: All calculators on this website are provided for informational and illustrative purposes only. The results do not constitute professional advice (including legal, tax, financial, medical, or other advice). Despite careful programming, we assume no liability for the accuracy, completeness, or timeliness of the results. For matters requiring professional advice, we recommend consulting an appropriate specialist (e.g., a tax advisor, lawyer, accountant, or physician).

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How This New York Income Tax Calculator Works

We estimate NY taxable income (AGI − deductions − dependent exemptions), then compute tax using New York’s 2025 rate schedule. This is an estimate and does not replace Form IT-201.
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Calculation Methodology

This estimate follows a simplified NY IT-201 flow:

  • AGI (estimate): gross income − adjustments
  • Taxable income: AGI − (standard or itemized deduction) − dependent exemptions
  • State tax: progressive brackets (2025 NYS rate schedule)

New York Income Tax Calculator 2026 (Tax Year 2025)

Use this calculator to estimate your New York State income tax for the 2026 filing season (tax year 2025). It models NY’s progressive rate schedule, standard deduction (or an itemized deduction input), and the $1,000 per dependent exemption (simplified).

New York tax rates: progressive brackets (tax year 2025)

New York State uses a progressive income tax. Your taxable income is split across brackets, and each portion is taxed at its bracket rate.

The bracket thresholds depend on filing status (Single, Married Filing Jointly, Married Filing Separately, Head of Household). This calculator applies the 2025 schedule for your selection.

Standard deduction and dependent exemption (New York)

New York allows either the standard deduction or an itemized deduction amount (rules and amounts can differ from federal). It also provides a $1,000 dependent exemption per dependent (simplified here as a subtraction from taxable income).

Note: Official IT-201 instructions include tax tables for some lower incomes and a separate “tax computation” method when New York AGI exceeds certain thresholds. This calculator uses the rate schedule for a simplified estimate.

Does New York income tax vary by city?

New York State income tax is statewide, but some localities have additional taxes. The most notable example is New York City resident income tax. Yonkers residents can also face a resident surcharge based on NYS tax.

Popular New York city pages

Select a city page for a locally-labeled calculator (and local tax, where applicable):

Frequently Asked Questions

Q:What New York tax year does this calculator cover?

It’s intended for the 2026 filing season (tax year 2025) and uses NY’s 2025 rate schedule and deduction/exemption amounts from the IT-201 instructions.

Q:Does New York State income tax change by city?

State income tax is statewide, but some cities have additional taxes. New York City has a resident income tax. Yonkers residents may owe a surcharge based on NYS tax.

Q:How are dependents handled in New York?

New York provides a $1,000 dependent exemption amount per dependent on IT-201. This calculator models it as a subtraction from taxable income (simplified).