US Finance Tools

Navigate the US financial system with precision. From retirement planning to tax estimation.

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Personal Net Worth Calculator

Track your wealth. Calculate assets minus liabilities and compare to state averages.

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Debt Snowball vs. Avalanche

Compare payoff strategies. Snowball builds momentum, Avalanche saves interest. Find your best path to debt-free.

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Emergency Fund Calculator

Determine how many months your savings will last. Learn the 3-6 month rule and calculate your savings goal.

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Credit Card Payoff Calculator

Calculate when you'll be debt-free and how much interest you'll pay. Explore payoff strategies.

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Student Loan Refinance Calculator

Compare student loan refinancing options and see your interest savings potential.

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HOA Long-term Impact Calculator

Estimate 30-year HOA costs with 3%–5% annual increases, with year-by-year schedule.

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Mortgage Recasting vs Refinancing Calculator

Compare recast vs refi: new payment, fees, break-even month, and time-horizon cost.

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FHA vs. Conventional Loan Calculator

Compare FHA vs. Conventional mortgages. See monthly payments, PMI/MIP costs, and total loan costs.

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VA Loan Funding Fee Calculator

Calculate your VA Funding Fee instantly. Check if you qualify for exemption based on disability status.

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HELOC Payment Calculator

Calculate HELOC payments for draw and repayment periods. See interest-only costs and payment shock.

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Cash-on-Cash Return Calculator

Calculate your rental property's Cash-on-Cash return. Measure yield on every dollar invested.

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529 Plan Savings Calculator

Project future college costs and calculate monthly contributions needed to graduate debt-free.

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FAFSA SAI Estimator

Estimate your 2026-2027 Student Aid Index (SAI) and Pell Grant eligibility using the latest FAFSA formulas.

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401(k) Calculator

Plan your retirement savings with employer match and tax benefits.

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US Tax Tools (2024/2025)

Refund estimator, deductions, capital gains, credits, and year‑end planning.

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Salary Calculator

Calculate Net Pay from Gross Salary (Federal & State taxes).

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Disclaimer: All calculators on this website are provided for informational and illustrative purposes only. The results do not constitute professional advice (including legal, tax, financial, medical, or other advice). Despite careful programming, we assume no liability for the accuracy, completeness, or timeliness of the results. For matters requiring professional advice, we recommend consulting an appropriate specialist (e.g., a tax advisor, lawyer, accountant, or physician).

US Financial Planning Made Simple

Our suite of US-specific financial calculators helps you make informed decisions about your money, taxes, and retirement.

Retirement Planning

The 401(k) Calculator is essential for estimating your retirement corpus. It takes into account:

  • Employer Matching contributions
  • Annual Contribution Limits (IRS adjusted)
  • Compound Interest growth over time