Utah Lottery Tax Calculator - 5% State Tax

The Utah state income tax rate on lottery winnings in 2026 is 5%. Calculate your exact take-home amount from any Utah lottery game after federal and state taxes.

Utah State Income Tax: 5%

In addition to federal taxes, Utah residents owe 5% state tax on lottery winnings.

Winning Amount

$
60%

Your Take-Home (After All Taxes)

$174,000,000
Effective Tax Rate: 42.0% (Federal 37% + State 5%)

Lump Sum Amount

$300,000,000

(60% of advertised)

Fed Withholding

$72,000,000

24% immediate

Additional Federal Tax

$39,000,000

Tax gap (37% - 24%)

Utah State Tax

$15,000,000

5% estimated state tax rate

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Lottery tax rates vary by state. Select another state below to see its lottery tax calculator.

Showing 24 states. Use the search above to find more.

Disclaimer: All calculators on this website are provided for informational and illustrative purposes only. The results do not constitute professional advice (including legal, tax, financial, medical, or other advice). Despite careful programming, we assume no liability for the accuracy, completeness, or timeliness of the results. For matters requiring professional advice, we recommend consulting an appropriate specialist (e.g., a tax advisor, lawyer, accountant, or physician).

1

How Utah Lottery Taxes Work

Utah residents face federal (37%) and state (5%) taxes. IRS withholds 24%. Our calculator shows complete burden.
2

Utah Tax Calculation

Lump Sum = Advertised Γ— 60%. Federal Tax = Lump Sum Γ— 37%. State Tax = Lump Sum Γ— 5%. Take-Home = Lump Sum - (Federal + State Tax).

Key Terms

Lump Sum

60% of advertised jackpot (cash value estimate)

Federal Withholding

24% taken by lottery immediately

Tax Gap

Difference between 24% withheld and 37% owed federally

State Tax

Utah state income tax: 5%

Utah State Income Tax Rate on Lottery Winnings 2026 Calculator

The Utah state income tax rate on lottery winnings 2026 is 5%. This calculator shows you your exact after-tax take-home from Powerball, Mega Millions, and other Utah lottery games, including both federal and state taxes.

Utah's 5% State Tax

Utah imposes 5% on lottery winnings. On $60M, that's $3M. Moderate nationally.

Total Tax Burden

Federal 37% + Utah 5% = 42%. With federal gap, typically 40-42%.

Beehive State Lottery

Utah Lottery generates revenue for education.

Withholding

24% federal, 37% actual, plus 5% Utah.

Lump Sum vs Annuity

5% for both. Annuity may help federal planning.

Regional Comparison

Utah's 5% is favorable for Mountain West.

Tax Planning

Consult professionals before claiming.

Utah Games

Powerball, Mega Millions taxed at 5%.

Utah Lottery Tax FAQ

Q:Utah's tax rate?

Flat 5% on all lottery prizes.

Q:Total tax?

Federal 37% + Utah 5% = 42%, typically 40-42%.

Q:Lump sum vs annuity?

Both taxed at 5%.

Q:Move after?

If claimed in Utah, 5% applies to that win.

Q:Regional comparison?

Utah's 5% is favorable for Mountain West.

Q:Revenue?

Utah lottery supports state education.

Q:Compared to neighbors?

Utah 5% vs Wyoming 0%, Colorado 4%.