South Dakota Lottery Tax Calculator - 0% State Tax
The South Dakota state income tax rate on lottery winnings in 2026 is 0%. Calculate your exact take-home amount from any South Dakota lottery game after federal and state taxes.
β South Dakota Tax Advantage: 0% State Income Tax!
You only owe federal taxes on your lottery winnings. No state taxes.
Winning Amount
$
60%
Your Take-Home (After All Taxes)
$189,000,000
Effective Tax Rate: 37.0% (Federal 37% + State 0%)
Lump Sum Amount
$300,000,000
(60% of advertised)
Fed Withholding
$72,000,000
24% immediate
Additional Federal Tax
$39,000,000
Tax gap (37% - 24%)
South Dakota State Tax
$0
0% estimated state tax rate
Calculator inputs stay on your device (local processing).
Find your state
Lottery tax rates vary by state. Select another state below to see its lottery tax calculator.
Showing 24 states. Use the search above to find more.
Disclaimer: All calculators on this website are provided for informational and illustrative purposes only. The results do not constitute professional advice (including legal, tax, financial, medical, or other advice). Despite careful programming, we assume no liability for the accuracy, completeness, or timeliness of the results. For matters requiring professional advice, we recommend consulting an appropriate specialist (e.g., a tax advisor, lawyer, accountant, or physician).
1
How South Dakota Lottery Taxes Work
South Dakota is one of only 11 states with zero state income tax on lottery winnings. Federal (37%) is your only burden.
2
South Dakota Tax Calculation
Lump Sum = Advertised Γ 60%. Federal Tax = Lump Sum Γ 37%. State Tax = Lump Sum Γ 0%. Take-Home = Lump Sum - (Federal + State Tax).
Key Terms
Lump Sum
60% of advertised jackpot (cash value estimate)
Federal Withholding
24% taken by lottery immediately
Tax Gap
Difference between 24% withheld and 37% owed federally
State Tax
South Dakota state income tax: 0%
South Dakota State Income Tax Rate on Lottery Winnings 2026 Calculator
The South Dakota state income tax rate on lottery winnings 2026 is 0%. This calculator shows you your exact after-tax take-home from Powerball, Mega Millions, and other South Dakota lottery games, including both federal and state taxes.
South Dakota's Zero-Tax Advantage
South Dakota has no state income tax on lottery winnings. On $60M, South Dakota adds $0.
Federal Only
Federal 37% only. Take-home ~$37.8M after all taxes.
Great Plains Advantage
SD's zero-tax policy is unique in the Great Plains.
Lump Sum vs Annuity
Both tax-free in South Dakota.
Privacy Options
SD allows trusts and entities for claiming.
Maintain Residency
Stay SD resident to preserve zero-state-tax.
Tax Planning
Focus on federal strategy.
South Dakota Games
All SD games have zero state tax.
South Dakota Lottery Tax FAQ
Q:Does SD tax lottery?
No. Zero state income tax.
Q:Federal tax?
37% federally with 24% withheld.
Q:Lump sum vs annuity?
Both tax-free.
Q:Move after?
If claimed in SD, 0% applies.
Q:Privacy?
SD allows trusts and entities.
Q:Why no tax?
Part of SD's broader zero-income-tax philosophy.
Q:Compared to neighbors?
SD 0% vs Wyoming 0%, North Dakota 0%. All zero-tax.