Rhode Island Lottery Tax Calculator - 6% State Tax

The Rhode Island state income tax rate on lottery winnings in 2026 is 6%. Calculate your exact take-home amount from any Rhode Island lottery game after federal and state taxes.

Rhode Island State Income Tax: 6%

In addition to federal taxes, Rhode Island residents owe 6% state tax on lottery winnings.

Winning Amount

Advertised Jackpot

Payout Type

Cash Value Factor (%)

60%

Your Take-Home (After All Taxes)

$171,000,000

Effective Tax Rate: 43.0% (Federal 37% + State 6%)

Lump Sum Amount

$300,000,000

(60% of advertised)

Fed Withholding

$72,000,000

24% immediate

Additional Federal Tax

$39,000,000

Tax gap (37% - 24%)

Rhode Island State Tax

$18,000,000

6% estimated state tax rate

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Disclaimer: All calculators on this website are provided for informational and illustrative purposes only. The results do not constitute professional advice (including legal, tax, financial, medical, or other advice). Despite careful programming, we assume no liability for the accuracy, completeness, or timeliness of the results. For matters requiring professional advice, we recommend consulting an appropriate specialist (e.g., a tax advisor, lawyer, accountant, or physician).

How Rhode Island Lottery Taxes Work

Rhode Island residents face federal (37%) and state (6%) taxes. IRS withholds 24%. Our calculator shows complete burden.

Rhode Island Tax Calculation

Lump Sum = Advertised × 60%. Federal Tax = Lump Sum × 37%. State Tax = Lump Sum × 6%. Take-Home = Lump Sum - (Federal + State Tax).

Key Terms

Lump Sum

60% of advertised jackpot (cash value estimate)

Federal Withholding

24% taken by lottery immediately

Tax Gap

Difference between 24% withheld and 37% owed federally

State Tax

Rhode Island state income tax: 6%

Rhode Island State Income Tax Rate on Lottery Winnings 2026 Calculator

The Rhode Island state income tax rate on lottery winnings 2026 is 6%. This calculator shows you your exact after-tax take-home from Powerball, Mega Millions, and other Rhode Island lottery games, including both federal and state taxes.

Rhode Island's 6% State Tax

Rhode Island imposes 6% on lottery winnings. On $60M, that's $3.6M. Moderate nationally.

Total Tax Burden

Federal 37% + RI 6% = 43%. With federal gap, typically 40-43% of lump sum.

Ocean State Lottery

RI Lottery generates revenue for education.

Withholding

24% federal, 37% actual, plus 6% RI.

Lump Sum vs Annuity

6% for both. Annuity may help federal planning.

Regional Comparison

RI's 6% is moderate for New England.

Tax Planning

Consult professionals before claiming.

RI Games

Powerball, Mega Millions, RI games all taxed at 6%.

Rhode Island Lottery Tax FAQ

Q:RI's tax rate?

Flat 6% on all lottery prizes.

Q:Total tax?

Federal 37% + RI 6% = 43%, typically 40-43% total.

Q:Lump sum vs annuity?

Both taxed at 6%.

Q:Reduce it?

No, mandatory 6% withholding.

Q:Move after?

If claimed in RI, 6% applies to that win.

Q:Regional comparison?

RI's 6% is moderate for New England.

Q:Revenue?

RI lottery supports state education.