Pennsylvania Lottery Tax Calculator - 3.07% State Tax

The Pennsylvania state income tax rate on lottery winnings in 2026 is 3.07%. Calculate your exact take-home amount from any Pennsylvania lottery game after federal and state taxes.

Pennsylvania State Income Tax: 3.07%

In addition to federal taxes, Pennsylvania residents owe 3.07% state tax on lottery winnings.

Winning Amount

Advertised Jackpot

Payout Type

Cash Value Factor (%)

60%

Your Take-Home (After All Taxes)

$179,790,000

Effective Tax Rate: 40.1% (Federal 37% + State 3.07%)

Lump Sum Amount

$300,000,000

(60% of advertised)

Fed Withholding

$72,000,000

24% immediate

Additional Federal Tax

$39,000,000

Tax gap (37% - 24%)

Pennsylvania State Tax

$9,210,000

3.07% estimated state tax rate

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Disclaimer: All calculators on this website are provided for informational and illustrative purposes only. The results do not constitute professional advice (including legal, tax, financial, medical, or other advice). Despite careful programming, we assume no liability for the accuracy, completeness, or timeliness of the results. For matters requiring professional advice, we recommend consulting an appropriate specialist (e.g., a tax advisor, lawyer, accountant, or physician).

How Pennsylvania Lottery Taxes Work

Pennsylvania personal income tax (3.07%) applies to Pennsylvania Lottery cash prizes paid after January 1, 2016. This calculator uses a conservative top-bracket federal estimate (37%) and shows the typical federal withholding (24%) separately. Pennsylvania withholding is generally taken at the PA personal income tax rate when federal withholding is required.

Pennsylvania Tax Calculation

Lump Sum = Advertised × 60%. Federal Tax = Lump Sum × 37%. State Tax = Lump Sum × 3.07%. Take-Home = Lump Sum - (Federal + State Tax).

Key Terms

Lump Sum

60% of advertised jackpot (cash value estimate)

Federal Withholding

24% taken by lottery immediately

Tax Gap

Difference between 24% withheld and 37% owed federally

State Tax

Pennsylvania state income tax: 3.07%

Pennsylvania State Income Tax Rate on Lottery Winnings 2026 Calculator

The Pennsylvania state income tax rate on lottery winnings 2026 is 3.07%. This calculator shows you your exact after-tax take-home from Powerball, Mega Millions, and other Pennsylvania lottery games, including both federal and state taxes.

Pennsylvania State Tax Rate (3.07%)

Pennsylvania taxes Pennsylvania Lottery cash prizes at a flat 3.07% personal income tax rate. This applies to cash prizes (including annuity payments paid in cash).

Withholding on PA Lottery Payments

Pennsylvania withholding is generally required on Pennsylvania Lottery prize payments whenever federal withholding is required. The withholding is taken at the Pennsylvania personal income tax rate in effect when the payment is made.

Federal Tax: Withholding vs. Final

Federal withholding is commonly 24% at payout for larger prizes, but the final federal tax depends on your total taxable income and can be higher (up to 37%).

Pennsylvania Lottery Tax FAQ

Q:Does Pennsylvania tax lottery winnings?

Pennsylvania personal income tax applies to Pennsylvania Lottery cash prizes (including annuity payments paid in cash).

Q:What is the Pennsylvania lottery tax rate in this calculator?

This calculator estimates Pennsylvania state tax at 3.07% (Pennsylvania personal income tax rate).

Q:Is Pennsylvania Lottery withholding the same as my final tax?

Withholding is an estimated amount taken at payout. Your final state and federal tax depends on your full-year income and filing details, and can differ from what was withheld.