Ohio Lottery Tax Calculator - 3.13% State Tax

The Ohio state income tax rate on lottery winnings in 2026 is 3.125%. Calculate your exact take-home amount from any Ohio lottery game after federal and state taxes.

Ohio State Income Tax: 3.13%

In addition to federal taxes, Ohio residents owe 3.13% state tax on lottery winnings.

Winning Amount

Advertised Jackpot

Payout Type

Cash Value Factor (%)

60%

Your Take-Home (After All Taxes)

$179,625,000

Effective Tax Rate: 40.1% (Federal 37% + State 3.13%)

Lump Sum Amount

$300,000,000

(60% of advertised)

Fed Withholding

$72,000,000

24% immediate

Additional Federal Tax

$39,000,000

Tax gap (37% - 24%)

Ohio State Tax

$9,375,000

3.13% estimated state tax rate

Withheld at payout: $8,250,000 (2.75%)

Estimated additional state due: $1,125,000

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Disclaimer: All calculators on this website are provided for informational and illustrative purposes only. The results do not constitute professional advice (including legal, tax, financial, medical, or other advice). Despite careful programming, we assume no liability for the accuracy, completeness, or timeliness of the results. For matters requiring professional advice, we recommend consulting an appropriate specialist (e.g., a tax advisor, lawyer, accountant, or physician).

How Ohio Lottery Taxes Work

This calculator uses a conservative top-bracket federal estimate (37%) and shows the typical federal withholding (24%) separately. Ohio state tax is estimated using the top marginal income tax rate (3.125%). Ohio may withhold a different state percentage at payout (state withholding), which can be higher or lower than your final Ohio tax after filing.

Ohio Tax Calculation

Lump Sum = Advertised × 60%. Federal Tax = Lump Sum × 37%. State Tax = Lump Sum × 3.13%. Take-Home = Lump Sum - (Federal + State Tax).

Key Terms

Lump Sum

60% of advertised jackpot (cash value estimate)

Federal Withholding

24% taken by lottery immediately

Tax Gap

Difference between 24% withheld and 37% owed federally

State Tax

Ohio state income tax: 3.13%

Ohio State Income Tax Rate on Lottery Winnings 2026 Calculator

The Ohio state income tax rate on lottery winnings 2026 is 3.125%. This calculator shows you your exact after-tax take-home from Powerball, Mega Millions, and other Ohio lottery games, including both federal and state taxes.

Ohio State Income Tax (Progressive)

Ohio has a progressive individual income tax. This calculator uses a conservative top marginal rate estimate (3.125%) to approximate Ohio state tax on the payout amount.

Ohio State Withholding (Payout)

Ohio may withhold state income tax from lottery prize payments. For calendar year 2026 and thereafter, Ohio law specifies a 2.75% withholding rate on certain reportable lottery prize award payments (this withholding is a credit on your Ohio return).

Federal Tax: Withholding vs. Final

Federal withholding is commonly 24% at payout for larger prizes, but your final federal tax depends on your total taxable income and can be higher (up to 37%).

Ohio Lottery Tax FAQ

Q:Does Ohio tax lottery winnings?

Yes. Ohio generally treats lottery winnings as taxable income (subject to Ohio individual income tax rules).

Q:What Ohio tax rate does this calculator use?

It uses a conservative top-rate estimate of 3.125% for Ohio state income tax, and it can also show Ohio’s state withholding at payout (2.75% for calendar year 2026+).

Q:Why is the calculator’s total tax higher than the amount withheld?

Withholding is an estimated amount taken at payout. Your final federal and state tax depends on your full-year income and filing details, and can be higher (or lower) than what was withheld.