North Dakota Lottery Tax Calculator - 0% State Tax

The North Dakota state income tax rate on lottery winnings in 2026 is 0%. Calculate your exact take-home amount from any North Dakota lottery game after federal and state taxes.

✅ North Dakota Tax Advantage: 0% State Income Tax!

You only owe federal taxes on your lottery winnings. No state taxes.

Winning Amount

Advertised Jackpot

Payout Type

Cash Value Factor (%)

60%

Your Take-Home (After All Taxes)

$189,000,000

Effective Tax Rate: 37.0% (Federal 37% + State 0%)

Lump Sum Amount

$300,000,000

(60% of advertised)

Fed Withholding

$72,000,000

24% immediate

Additional Federal Tax

$39,000,000

Tax gap (37% - 24%)

North Dakota State Tax

0% estimated state tax rate

Calculator inputs stay on your device (local processing).

Find your state

Lottery tax rates vary by state. Select another state below to see its lottery tax calculator.

Showing 24 states. Use the search above to find more.

Disclaimer: All calculators on this website are provided for informational and illustrative purposes only. The results do not constitute professional advice (including legal, tax, financial, medical, or other advice). Despite careful programming, we assume no liability for the accuracy, completeness, or timeliness of the results. For matters requiring professional advice, we recommend consulting an appropriate specialist (e.g., a tax advisor, lawyer, accountant, or physician).

How North Dakota Lottery Taxes Work

North Dakota is one of only 11 states with zero state income tax on lottery winnings. Federal (37%) is your only burden. Our calculator shows your federal obligations—with zero North Dakota state taxes.

North Dakota Tax Calculation

Lump Sum = Advertised × 60%. Federal Tax = Lump Sum × 37%. State Tax = Lump Sum × 0%. Take-Home = Lump Sum - (Federal + State Tax).

Key Terms

Lump Sum

60% of advertised jackpot (cash value estimate)

Federal Withholding

24% taken by lottery immediately

Tax Gap

Difference between 24% withheld and 37% owed federally

State Tax

North Dakota state income tax: 0%

North Dakota State Income Tax Rate on Lottery Winnings 2026 Calculator

The North Dakota state income tax rate on lottery winnings 2026 is 0%. This calculator shows you your exact after-tax take-home from Powerball, Mega Millions, and other North Dakota lottery games, including both federal and state taxes.

North Dakota's Zero-Tax Advantage

North Dakota has no state income tax and extends this to lottery winnings. On $60M, North Dakota adds $0 in state taxes.

Federal Only

Federal 37% only. On $100M jackpot, take-home ~$37.8M after all taxes. North Dakota adds nothing.

Great Plains Tax Haven

North Dakota's zero-tax policy is unique in the Great Plains region.

Lump Sum vs Annuity

Both tax-free in North Dakota. Your decision is purely federal strategy.

Privacy Options

North Dakota allows trusts and entities for claiming.

Maintain Residency

Stay North Dakota resident to preserve the zero-state-tax benefit.

Tax Planning

Focus on federal tax strategy and investment planning.

North Dakota Games

Powerball, Mega Millions, and ND games all have zero state tax.

North Dakota Lottery Tax FAQ

Q:Does North Dakota tax lottery?

No. Zero state income tax on lottery winnings.

Q:Federal tax?

37% federally with 24% withheld, leaving 13% gap.

Q:Compared to South Carolina?

North Dakota 0% vs South Carolina 7%. On $60M, save $4.2M.

Q:Lump sum vs annuity?

Both tax-free in North Dakota.

Q:Move after?

If claimed in North Dakota, 0% applies to that win.

Q:Privacy options?

North Dakota allows trusts and entities.

Q:Why no tax?

Part of North Dakota's broader zero-income-tax philosophy.