New Hampshire Lottery Tax Calculator - 0% State Tax

The New Hampshire state income tax rate on lottery winnings in 2026 is 0%. Calculate your exact take-home amount from any New Hampshire lottery game after federal and state taxes.

✅ New Hampshire Tax Advantage: 0% State Income Tax!

You only owe federal taxes on your lottery winnings. No state taxes.

Winning Amount

Advertised Jackpot

Payout Type

Cash Value Factor (%)

60%

Your Take-Home (After All Taxes)

$189,000,000

Effective Tax Rate: 37.0% (Federal 37% + State 0%)

Lump Sum Amount

$300,000,000

(60% of advertised)

Fed Withholding

$72,000,000

24% immediate

Additional Federal Tax

$39,000,000

Tax gap (37% - 24%)

New Hampshire State Tax

0% estimated state tax rate

Calculator inputs stay on your device (local processing).

Find your state

Lottery tax rates vary by state. Select another state below to see its lottery tax calculator.

Showing 24 states. Use the search above to find more.

Disclaimer: All calculators on this website are provided for informational and illustrative purposes only. The results do not constitute professional advice (including legal, tax, financial, medical, or other advice). Despite careful programming, we assume no liability for the accuracy, completeness, or timeliness of the results. For matters requiring professional advice, we recommend consulting an appropriate specialist (e.g., a tax advisor, lawyer, accountant, or physician).

How New Hampshire Lottery Taxes Work

New Hampshire is one of only 11 states with zero state income tax on lottery winnings. Federal (37%) is your only burden. IRS withholds 24%. Our calculator shows your federal obligations—with zero New Hampshire state taxes.

New Hampshire Tax Calculation

Lump Sum = Advertised × 60%. Federal Tax = Lump Sum × 37%. State Tax = Lump Sum × 0%. Take-Home = Lump Sum - (Federal + State Tax).

Key Terms

Lump Sum

60% of advertised jackpot (cash value estimate)

Federal Withholding

24% taken by lottery immediately

Tax Gap

Difference between 24% withheld and 37% owed federally

State Tax

New Hampshire state income tax: 0%

New Hampshire State Income Tax Rate on Lottery Winnings 2026 Calculator

The New Hampshire state income tax rate on lottery winnings 2026 is 0%. This calculator shows you your exact after-tax take-home from Powerball, Mega Millions, and other New Hampshire lottery games, including both federal and state taxes.

New Hampshire's Zero-Tax Advantage

New Hampshire has no state income tax, extending this benefit to lottery winnings. On $60M, New Hampshire adds $0 in state taxes while high-tax states add $5M+. The Granite State offers a major advantage for lottery winners.

Federal Only

Federal 37% only, no New Hampshire state tax. On $100M jackpot, you owe $22.2M federally with $14.4M withheld, leaving $7.8M gap. New Hampshire adds nothing. Take-home: ~$37.8M.

Compared to Northeast Neighbors

Massachusetts (5%), Connecticut (5%), Vermont (9%), New York (11%) all tax lottery winnings. New Hampshire's 0% is a major advantage in the region.

New England Tax Haven

New Hampshire is unique in New England for its no-income-tax approach, making it attractive for lottery winners.

Lump Sum vs Annuity

New Hampshire taxes neither—both are exempt from state taxation. Your decision is purely federal strategy and personal preference.

Privacy Options

New Hampshire allows trusts and entities for prize claiming, combined with zero-state-tax benefit.

Maintain Residency

Stay a New Hampshire resident to preserve the zero-state-tax advantage.

New Hampshire Games

Powerball, Mega Millions, and New Hampshire games all have zero state tax.

New Hampshire Lottery Tax FAQ

Q:Does New Hampshire tax lottery?

No. Zero state income tax on lottery winnings.

Q:Federal tax?

37% federally with 24% withheld, leaving 13% gap.

Q:Compared to Vermont?

New Hampshire 0% vs Vermont 9%. On $60M, New Hampshire saves $5.4M.

Q:Lump sum vs annuity?

Both tax-free in New Hampshire.

Q:Move after?

If claimed in New Hampshire, 0% applies to that win.

Q:Privacy options?

New Hampshire allows trusts and entities for claiming.

Q:Why no lottery tax?

Part of New Hampshire's broader no-income-tax philosophy.